I'm reminded of living (and driving) in Los Angeles. It seems like there's no mercy on those streets and freeways. A friend gave me some advice: "Everyone's trying to get there, just like you."
Applying that advice confirmed the same point you're making here - we make up stories in our heads about motives, and "fill in the blanks," and that's what creates a lot of separation from other folks.
I'll never forget the day I used too much cologne - much by accident!